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Loan Insurance: The French know the device

Who said that the French were badly informed about loan insurance? A recent study led by TNS-Sofres on behalf of the French Banking Federation (FBF) in any case bends the neck to this idea. The proof in figures: 83.5% of respondents state that they know the principle of the credit insurance and the interest it presents. The law is also …


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Ways of securing consumer credit

In the vast majority of cases, banks do not expect collateral for consumer credit. However, it may happen that in a given case they decide to apply security. So the question arises what are the currently used methods of securing consumer credit. What can banks have today in this case? Guarantee Currently, the most frequently chosen method of securing consumer …